Description: This 1981 session reviewed the relationship of group and individual insurance. Topics include differences in underwriting, legal constraints, marketing and distribution, and the nature of guarantees provided

Description: Presented at October 1986 Annual Meeting. This session discussion is a continuation of the Reinsurance Section Breakfast, federal tax issues, state regulatory issues, changing climate in reinsurance and administrative issues and international issues.

Description: This presentation is a concurrent session from the Society of Actuaries Meeting held May 18-19, 1978 in Dearborn, Michigan. The panelists discuss the implications of the Privacy Study Commission's recommendations, legislative developments, the Academy Task Force Report on Risk Classification, the question of whether the profession should we take an amicus curiae position in risk classification court cases, and whether traditional state anti-discrimination laws need to be made more specific. Discussion from Participants is included. From the Record of Society of Actuaries, Volume 4, No. 2.

Description: This panel discussion session focuses on the effects of consumerism and regulation on the health insurance industry in the United States and Canada. Includes legislation on non-discrimination, mandated benefits and special coverage such as credit & specified diseases. From Record of the SOA 1979 Vol. 5 No. 3

Description: In this session, presenters discuss the current dental market outlook, supply trends, and Medicaid dental programs for children. From the Record of the Society of Actuaries, Volume 30, No. 1, Session 100

Description: This presentation is a teaching session, number 98TS, from the 2000 Annual Meeting of the Society of Actuaries, held October 15-18 in Chicago. The financial services industry is changing rapidly. Thirty years ago the industry made its profits from mortality and expense margins in premiums. Fifteen years ago it was interest margins on fixed annuities and universal life. Today profits come from fees on variable products, interest margin on fixed products, and mortality on term insurance. The instructors look to the future and discuss where profits will come from 10 years from now. Discussion from participants is included. From the Record of Society of Actuaries, Volume 26, No. 3.

Description: Presented at May 1985 Spring Meeting. This session discussed topics of current interest in the United States and Canada from the perspective of the reinsurer and the ceding company: Update of AICPA activities, including AICPA audit guide, Current GAAP standards for reinsurance ceded and assumed, NAIC activities, Life insurance tax law.

Description: Conceptual discussion of the financial crisis in our life insurance distribution systems including the cost of developing an agent, the retention of the agent and production/productivity of the agent and agent compensation issues

Description: Digests of following discussions: 1. Mutual life insurance companies - their objectives and operating philosophy 2. State, provincial, and municipal employee pension plans - financing and other problems 3. Mortality and underwriting of individual policies for large amounts 4. Investing during the 1970's 5. Long-range viability and regulation of corporate pension plans 6. Forecasting the environment for business 7. Liabilities and surplus in the 1970's 8. Changing modes of family life - work and income over the life cycle 9. The role of the actuary in collective bargaining 10. Health insurance in the United States 11. Adjusted earnings

Description: This session took place at the Society of Actuaries Spring 1975 Meeting in New York. The presenters discussed actuarial reports to management, including those chronicling past experience, forecasts of the future, including recommendations for change in response to future influences, and reports acting as alerts or warning basis to emerging trends.